I have a CoverForYou policy, at the platinum level, which is underwritten by AXA, covers more than this, and costs less.
I’m all for this travel insurance being part of the Monzo Marketplace, which was the original concept for Monzo. But putting this behind the “Plus” paywall doesn’t make any sense, because it isn’t any cheaper
I’d be happier to pay a small premium to get this via Monzo. Like a “Monzo seal of approval” to say we’ve checked through these insurance offers, and they cover at least XYZ. Maybe multiple options for the type of traveler you are.
But all that should be available to every Monzo user. The Plus users should get a discount on stuff like this, or bundled perks, like AXA insurance via Monzo is available to everyone, but via Plus gives you a bigger allowance for ATM withdrawals as well.
I can’t help but think Monzo Plus will become “Monzo” and the non-Plus users will end up with a kind of “Monzo lite”