I think we can all agree the first 511 Mondo users should have automatic access 
1 Like
Super excited to see all of this come to fruition. I’d also like to see where I am on the waiting list for Plus? Some sort of in app waiting list number would be good; then o can watch it tick down 
I think it’s random at the moment.
That being said a few of the more prominant forum members have it so it can’t be completely random 
Now we are talking! 
I’m already a Plus user but happy with the roadmap and looking forward to new feature’s additions.
2 Likes
I’m incredibly thankful that Monzo have decided to add to Monzo Plus. The original offering was not worth it to me, even for a low price of £3 a month. Options like cashback/rewards, digital cards, interest on my balance, and phone/contents insurance are a much better package and competitive with the likes of Revolut!
3 Likes
Agreed. The update was most welcome and makes me feel positive about the concept (with a few tweeks required).
3 Likes
I’ve decided I want it. Put myself on the waiting list. 
1 Like
I still disagree with what the £3 package offers right now. The different card is the most interesting thing on there.
Then don’t sign up? 
6 Likes
I won’t. That doesnt mean whats on offer isnt sub par. 
2 Likes
Yeah, if it ain’t for you, it’ll be for someone else I guess.
1 Like
Same for me.
The plans are definitely interesting - I get these with my other current account and is the only reason I keep it open.
Once all these other offerings come to fruition with Monzo I’ll more than likely sign up for Plus
Overall, this is looking really good! And much better than it sounded before this roadmap was shared, so thanks very much for begin more open with your plans. However, one thing I find disappointing is the virtual cards:
For everything else, I can understand why they are part of Monzo Plus instead of the core product. However, virtual cards appear to have zero marginal cost to Monzo once the feature is built. So for this feature, it seems that Monzo is holding something back which it could provide to the core product, as a way of encouraging people to pay for a premium account, something Tom previously said was against the ethos of Monzo. (In fact, this kind of tension was initially cited as a reason Monzo wouldn’t do premium accounts.) 
I may have got this wrong, but virtual cards seem like a feature the Monzo team have been considering for some time, so it’s disappointing to see it pushed into a ‘premium’ offering now.
8 Likes
Aye.
The cashback from my Natwest Rewards account pays for itself for the year with one months cashback from Direct Debits.
Until Monzo can offer the same I wont go full Monzo.
Not going to repeat the reasons as others have already said, but this is to show my support:
- Virtual Cards should be part of default offering
- Joint Accounts should be considered the same as normal accounts
I would also add that this appears to be targeting Monzo’s current user base (eg single people aged 20s/30s) and therefore is unlikely to pull in large amounts of new users. Or maybe it just doesn’t consider families 
7 Likes
How things change when cash is needed!
3 Likes
I agree with the comments regarding virtual cards — Monzo should not be positioning additional security as a premium offering.
8 Likes
While I agree because who doesn’t love free things! Every business does this.
My car has a whole range of additional security features that each cost a premium. I can apply this analogy to the majority of businesses right down to paying more for ‘signed for / tracked’ postage.
2 Likes
I don’t think that’s a legitimate comparison. If your the security on your car gets compromised, and your car gets broken into or stolen, that’s your problem.
Conversely, if the security on your account gets compromised and your money is stolen, Monzo are on the line for the losses - so extending this security would be good for them too.
Then how does every other bank who don’t have virtual cards manage 
The whole Monzo are ethical/transparent/make money work for everyone etc argument can’t always apply. They’re a business and have to draw a line somewhere.
4 Likes