Iām a little more interested than I was in monzo plus now, still want to see more detail on confirmed offerings before I sign up though
On joint accounts, I get that it may be difficult to transfer some of the benefits to a joint account but what if a discount could be offered to both parties of the same joint account if they both sign up?
This roadmap looks great! Just a shame I canāt sign up right now - lets hope the Ā£3 discount is still running when I can!
There seems to be a bit of confusion over the Ā£3 pricing.
Initially, I was under the impression it was positioned asā¦ āWe feel the offer of a custom card, invite to events/swag and custom URL are worth Ā£3ā¦ Weāll be adding more to it later, which will bring the price to Ā£6ā.
That makes sense to me. The Ā£3 is worth it for the fans, and when the ācore offeringā includes some useful bits to other people, the price would be reflected in the Ā£6 per month.
But this post below, seems to indicate otherwise.
Perhaps itās just the wording, but an āearly birdā offer would indicate itās an offer to those who get in there early, but the product will actually be the same (think Kickstarter or other crowdfunding sites).
If Monzo end up pricing this current package (events, URL and Card) at Ā£6ā¦ non negotiableā¦ I fear that it will definitely be too expensive when you tag on the other items.
Can anyone from Monzo clear that up?
I wouldnāt worry about this! I doubt weāll increase from Ā£3 to Ā£6 for a while longer yet. You can see above that we said at least another week, not only another week 
āAt least another weekā in my mind is a lot shorter than ā a while longerā
I think it would be fine to change it tomorrow, as long as more value was added as standard.
Itās more the implication that actually, Monzo have indeed priced the current offering at Ā£6 per month, but are currently discounting it to Ā£3 as an early bird offerā¦
Will the Ā£6 per month definitely include more value, or will it simply be what we have now, but at Ā£6 instead of Ā£3?
Great list - one thing missing for me is car breakdown insurance such as AA / RAC / Green Flag.
I was just reading the original blog posts to try and confirm this ā as I interpreted it, itās simply reduced pricing (think of it like a sale).
I guess, regardless of whether youāre paying Ā£3 or Ā£6, when the base subscription is beefed out, everyone has access to that.
I have asked Coops for confirmation, however, so Iāll let you know when I receive that.
Yeah absolutely.
I think my concern would be that Monzo have priced the current offering at Ā£6 per month, so any future add ons will take that into account.
Most people would probably price whatās currently on offer at Ā£0 to them, so we could potentially be fighting an up hill battle with this non negotiable Ā£6ā¦
I hope Iām wrong, and that for Ā£6 there will be a load more benefit, and this current offering will feel like a nice extra bonus, rather than a core part of the deal.
Judging from the list up there 
I would hope this to be the case.
Even if they were to add credit interest alone, this should soften some of the blow of the monthly cost, among other things.
It depends how it works.
My thinking is that whilst some of the stuff might make it into the core offering, the majority will be a paid for extra.
Will be interesting if things like deposit interest and metal cards make it to the core offering (we already know the insurances will be an extra cost).
If they break it down and make it really modular, long as the price is right, it could work for more people.
I donāt hold a large balance in my Monzo account (it gets moved to the relevant savings accounts with higher interest), so if I could save money on Plus by not having this feature, that would be great.
@nickh agreed to your points. I believe that if those (metal cards, interest) is available as the core offering then Ā£6 is still alright.
However, I would like to know how many people a week they add onto the list 
I donāt know what the cheapest āmetalā offering is right now, but I think itās Revoluts Ā£13 per month is one of the cheapest (cheaper than N26).
Iād be very surprised if Monzo offered a metal card for anything less, unless they priced it as a Ā£4 per month add on, just for the card (which would give you the core offering, whatever that is, plus Metal for Ā£10 per month).
Although I still think thatās optimistic!
True but with revolut and N26 they both offer other services with the monthly payment. So maybe if its only metal cards and interest then it could bring the costs down ?
But yes. Staying optimistic ! 
Yeah, thatās why I said about the metal card on itās own being a Ā£4 add on - But these packaged accounts work for banks because they can bundle high and low margin products together.
The high margin for Monzo is already in their core package, so maybe they can surprise us all and churn out some great value add ons.
I love a metal card, but would I pay Ā£48 per year for it?.. Probably not 
Say you get Ā£3 pm interest the cost of Monzo Plus is Ā£3 pm then what is the point in offering interest as it will just cancel it out?
Will there be a Monzo Plus investor card?
I think itās more the fact that the interest will āeaseā the monthly payments.
NW Flex costs Ā£13 per month, but the interest on a full balance of Ā£2,500 cuts that in half (at least it used to).
So in the end, you are paying Ā£6/7 for the rest of the benefits (which are great).
Of course, you could argue that you are also losing out on the interest that the Ā£2500 per month would get you elsewhereā¦ But this is likely quite small anyway.
I think the answer was āno, not at this stageāā¦ But I canāt find where that was said.
Iām disappointed virtual cards are going to be a part of this. Theyāve been discussed since the very early days of Mondo as an example of modern security practice.
Iām less worried about scam website than I am about legitimate badly developed ones leaking my card details.
This is literally all Iāve ever wanted. Please take my money.