Welcome to the community John 
It’s great to hear that you’re getting on well with the card 
Apply Pay is on it’s way, you can get a rough idea of when Monzo will expect it to be ready by taking a look at the roadmap.
Here’s some more insight into Monzo’s priorities for this year & why Apple Pay’s not been set up already -
https://community.monzo.com/t/vote-for-apple-pay/6014/13?u=alexs
PS since you’re new(ish) to Monzo, you might find this post useful too…
https://community.monzo.com/t/so-youve-just-signed-up-to-monzo-what-next-tips-bulb-open-wiki/6613/1