If you are paid, say the last week day of this month, you should see it in your feed the day before and after 4pm the day before you can claim it early.
If you were paid on a Monday this would mean you could get access to the money on a Friday at 4pm.
You just tap the incoming payment in your feed and claim the money.
As above, it has to be a BACS payment type to qualify for Get Paid Early.
If it is a regular payment you are expecting, scroll back to the last transaction you received (end of last month for example) and tap on it to open the details:
Hello I my payment Tuesday 28th May 2024 with there being a bank holiday Monday the 27th and me being able to claim my money with Monzo 4pm on the Monday will my money go in the Friday instead with Monzo please.
Thanks
If you search you’ll find someone asking exactly the same question this morning.
Yes - if you are paid via BACS. You’ll see the upcoming transaction in the feed on Friday and then you’ll be able to manually claim it early after 4pm on Friday.
If you don’t see the upcoming transaction in the feed on Friday, you’re being paid via Faster Payments and it’ll arrive when it arrives without notification.
Yawn 
Still gets me how people cant work this out and don’t know what a working day is.
Fishing is a well earned skill, not quite the same as looking at a calendar.
When people can’t do either though it’s natural selection at that point.
I got a cheeky wee win on the lottery on Wednesday. Very wee and very cheeky - 30 quid.
It’s due to be paid into my account on Monday but obviously I can claim it from 4pm today. I’ve decided not to bother as I don’t especially need it today.
But man, it’s hard!!! It’s just there waiting for me, begging to be claimed. I’m not sure I’ll make it to Monday, I need to click that button…
You’ve got £30 back - who gives a f 
- better than nothing whenever you can claim it!
How do you know if someone’s won the lottery?
They’ll tell you 
They just won’t tell you how much they’ve spent in order to make that ‘win’ 
I’ve played every main lottery draw since its creation, including Wednesdays when they added a midweek draw.
I can say with some certainty that I’ve spent more than I’ve won.
There are reports that 80% or more of Child Benefit claimants haven’t received their payment due today.
While HMRC are investigating, I read at least one report from someone who said they have Monzo and they got their payment early, on Friday.
I always thought that the money was with the receiving bank by the time Monzo allows you to get paid early, but this case clearly (?) shows that’s not the way it works.
So is the money held somewhere else until the final BACS day where it appears in the receiver’s account?
I wonder how that affects Monzo, having paid something that actually hasn’t turned up in their own accounts yet as expected.
Monzo look at payments that are working their way through the archaic banking system and essentially loan it to you, until it clears. This is because it’s past the point of being rescinded by the sender.
If no payments have been sent, it wont show in the system, and Monzo wont advance it to you.
So, if HMRC haven’t sent payment, Monzo wont give you the option of being paid early. Monzo will therefore never be affected, or out of pocket.
It is possible to recall a payment after that point. It’s just rare and usually only happens with accidental, large payments. It’s a very manual process.
Having worked within IT for a law firm in the past, you would be surprised how often 6 figure sums are sent to the wrong person…
Whether the bank is willing to go to the effort of a recall after the scheme “deadline” largely depends on the relationship the sender has with their bank (they are unlikely to do it for a person).
This is also the case with CHAPS, the scheme rule that “all payments are final”, isn’t entirely true.
Monzo will be taking an element of risk with Pay Early but they have clearly mitigated this by placing limits on the amounts claimed etc. I’m sure the popularity of the feature makes up for the very occasional recalled payment loss in any case.
Thanks everyone, I understand it a bit better now; basically, from what you are saying, if a BACS hasn’t arrived on time, it was never sent, so Monzo never had it to offer it ‘early’ in the first place.
So you’ve lost nearly £3k, put it that way 
And that’s if you only ever play one line in each draw. If you’ve played multiples…
