Monzo Labs: Pay anyone by text or email

What do you think we could do to make the link look less like a scam? Is there a reason a shorter/different link is better? Ironically the length of the random string in the link is what makes this secure, but we could shorten it considerably without much impact on security. I’m mainly wondering why a shorter link would look less dodgy in this case.

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Use monzo.me/my.real.name/collect as the url base since that’s both “legit” and clearly associated with me personally - and let me give a “collection reference” when creating the link before you add a bit of randomness at the end?
monzo.me/my.name/collect/for-Bob-to-pay-you-for-lunch/abc123 looks way more legit to the person collecting (since it always says why!) and is as secure as battery-horse-staple :slight_smile:

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This seems to have vanished from the app without warning :eyes:

Any reason why? :smiley:

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Look at android in slack :wink:

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Noticed it as well as I went to use it.

At least people noticing it is gone means that people are using it!

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Be good if someone with slack could let us know the reason :wink:

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Read Kieran’s reply quoting me 2 posts up

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Ah I missed that. Thanks!

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Hopefully when RCS is more widespread and commonplace Monzo will be able to do something like this:

Instead of a big old URL.

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Or, at the very least an image, customized or static of something when shared in messaging apps like below:

424092947

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What’s RCS, please?

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Rich Communication Services, aimed at replacing SMS.

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To add on to what @MRMR said, think of it as iMessage for Android :wink:

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…but unfortunately minus the end-to-end encryption :frowning_man:

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Yeah, and minus the “popularity”… :frowning:

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Hopefully It’ll become more mainstream in due course, it’s definitely better then traditional SMS.

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Yep, agreed!

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Does it show up a rich link when you send it via iMessage? (Like when you sent a link of a website YouTube video) or is it just the text link?

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I think both @hartree and @redshift said would be a great way to give more ‘credibility’ to the links.

Having an inline image preview of the link - even if it shows just a generic monzo splash would be better than the current.

monzo-links

In the image above, the top link is when you send a “pay.monzo.com” link, the bottom if you send just www.monzo.com - so a customised image relating to a Pay link would add credibility I think when other people see the preview.

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Hi everyone! :wave:

Thanks for all your feedback on paying other people by text or email. We’re now ready to start bringing it to more people, so we’ve taken it out of Monzo Labs, and begun to roll it out.

You can continue giving us your feedback here:

https://community.monzo.com/t/making-monzo-pay-anyone-by-text-or-email/55387