Monzo Labs: Pay anyone by text or email


I think it’s more of the fact that the URL is so long when you message/text it to someone. I don’t think many people particularly care when it’s in the browser. A URL shortner with a redirect would be fine but I imagine this might compromise the security of the long URL :man_shrugging:

(Jordan Clarke) #223

The link was via WhatsApp and that’s why he said what he said… In general most people don’t know that all that means this (even I didn’t know that that was a secure thing :laughing:) butnir there’s a way to replace the look of it to a more slick button with all that contained, could improve the hesitation of someone just clicking the link, rather than calling or messaging me to ask what the heck is this. :blush:

(Robin Bilgil) #224

What do you think we could do to make the link look less like a scam? Is there a reason a shorter/different link is better? Ironically the length of the random string in the link is what makes this secure, but we could shorten it considerably without much impact on security. I’m mainly wondering why a shorter link would look less dodgy in this case.


Use as the url base since that’s both “legit” and clearly associated with me personally - and let me give a “collection reference” when creating the link before you add a bit of randomness at the end? looks way more legit to the person collecting (since it always says why!) and is as secure as battery-horse-staple :slight_smile:

(Marcus Nailor, Hot Coral Detective) #226

This seems to have vanished from the app without warning :eyes:

Any reason why? :smiley:

(Kieran) #227

Look at #Android in slack :wink:


Noticed it as well as I went to use it.

At least people noticing it is gone means that people are using it!

(Chris Rimell) #229

Be good if someone with slack could let us know the reason :wink:

(#savetheseabass) #230

Read Kieran’s reply quoting me 2 posts up

(Chris Rimell) #231

Ah I missed that. Thanks!


Hopefully when RCS is more widespread and commonplace Monzo will be able to do something like this:

Instead of a big old URL.


Or, at the very least an image, customized or static of something when shared in messaging apps like below:


What’s RCS, please?

(Marcel Ruhf) #235

Rich Communication Services, aimed at replacing SMS.


To add on to what @MRMR said, think of it as iMessage for Android :wink:

(Marcel Ruhf) #237

…but unfortunately minus the end-to-end encryption :frowning_man:


Yeah, and minus the “popularity”… :frowning:

(Marcel Ruhf) #239

Hopefully It’ll become more mainstream in due course, it’s definitely better then traditional SMS.


Yep, agreed!


Does it show up a rich link when you send it via iMessage? (Like when you sent a link of a website YouTube video) or is it just the text link?