🇸🇪 Monzo in Sweden [Wiki]

This is a wiki crowdsourced by the Monzo Community to help you travel with Monzo.

Just like Wikipedia, anyone can edit it to help out others. If you have any tips or feedback for visiting Sweden with Monzo, please feel free to edit this guide. You can also add a comment or question below — someone will then incorporate your comment into the main text below and then delete your comment. To create your own “Monzo in …” guide if one doesn’t already exist, just copy this template into a new post and write away!

Safe travels! :wave: :airplane:


Sweden uses the Swedish Krona (kr, SEK)

Card usage

There is almost no other country where internationally-branded debit or credit cards are as easily accepted as in Sweden. The country is quickly becoming a completely cashless society and you shouldn’t have a problem using your Monzo card anywhere there. In fact, several establishments such as some major hotels and some museums do not accept physical cash at all to settle the bill (see the Crowdsourced merchant data section for some examples) .

Even churches and the homeless now accept card and/or digital payments.

Contactless payments work fine in most establishments so you can use your Apple-pay enabled Monzo card where contactless terminals are in operation.


Payment and withdrawal limits

Crowdsourced merchant data

  • Hotels operated under the Nordic Choice group are ‘card only’.
  • The ABBA Museum in Stockholm is completely cashless. It is advised to book admission tickets online as you each ticket is time-restricted only.


As of December 2016 Sweden has the lowest proportion of cash machines in Western Europe with 333 machines per one million inhabitants.

To edit this guide, just tap the pencil icon below. Alternatively, add a reply with your comments and someone from the community will incorporate your suggestions into the guide and then delete your comment.


Super helpful thanks. Just to say Google (Android) Pay accepted as well as Apple Pay!