This is a wiki crowdsourced by the Monzo Community to help you travel with Monzo.
Just like Wikipedia, anyone can edit it to help out others. If you have any tips or feedback for visiting The Netherlands with Monzo, please feel free to edit this guide. You can also add a comment or question below — someone will then incorporate your comment into the main text below and then delete your comment. To create your own “Monzo in …” guide if one doesn’t already exist, just copy this template into a new post and write away!
The Netherlands use the Euro (€)
Monzo users pay the MasterCard exchange rate with no added fees.
Card payments are accepted very widely across the Netherlands; and an increasing number of businesses take cards only. Whilst some businesses did not previously accept Mastercard, with the withdrawal of Maestro from July 2023 this is no longer expected to occur.
The contactless limit is €25 for cards and unlimited (at the retailers discretion) for Apple and Google Pay. In some stores you will need to tap your card or device on the left hand panel of the machine and on others on the top of the machine, like in the UK.
In January 2023, the Netherlands rolled out OV-Pay a system across all major public transport operators, allowing you to tap in and out using a contactless bank card or Apple or Google Pay, as an alternative option to purchasing single tickets. It may be cheaper to purchase day or return tickets depending on your journey.
All Monzo cards have some payment and withdrawal limits. You can find further information here
The Monzo merchant data can be incorrect (eg. the map shows the wrong location or the name of the place is not correct). Please submit improvements to this data so it can get better for future visitors.
To edit this guide, just tap the pencil icon below. Alternatively, add a reply with your comments and someone from the community will incorporate your suggestions into the guide and then delete your comment.