I think you are muddying your perception that Monzo are ignoring, and knowing the truth whether they are or not. You tout your opinion as truth, nevertheless.
Personally, I highly doubt Monzo are ignoring any feedback. They have made is painstakingly obvious that they do, and have taken feedback on countless subjects before. They are working on a tonne of features and improvements right now, as you can see by their Roadmap, and their regular communication.
You have mentioned your displeasure for Monzo’s overdraft countless times on this forum, but Monzo have made it quite clear it’s not finished & that they’re working on it right now. So I’m not why you think they’re ignoring feedback or happy with it’s current state?
Monzo’s development philosophy has always been MVP (https://en.wikipedia.org/wiki/Minimum_viable_product), getting a product or feature barely finished out there to gather feedback, and iterate on it constantly. Accepting a feature or product is never complete, and constantly improving it.