I’m busy on Monday so I hope it’s Tuesday
We’re also due the annual report, so could be a bit of a mega news day?
Do we think if plus comes, pending open banking comes also that well move to monzo 4.0 app version?
A holographic card?
Loving the look of that!!!
Version 3.40.0 - More in than out! - Internal transfers, Monzo Plus tweaks, Loans & US restaurants! 

New Strings;
<string name="address_confirm_postcode_button">Confirm postcode</string>
<string name="business_signup_criteria_not_met_primary_button">Cancel Application</string>
<string name="business_signup_criteria_not_met_secondary_button">Apply Later</string>
<string name="enter_company_size_income_label">Annual income</string>
<string name="internal_transfer_dest_label">To:</string>
<string name="internal_transfer_incorrect_amount">Enter an amount from your available balance</string>
<string name="internal_transfer_move_money">Move money</string>
<string name="internal_transfer_pick_account">Pick an account</string>
<string name="internal_transfer_prompt_text">How much would you like to move between your accounts?</string>
<string name="internal_transfer_select_destination">Select destination account</string>
<string name="internal_transfer_select_source">Select source account</string>
<string name="internal_transfer_src_label">From:</string>
<string name="locked_balance_label">+%s</string>
<string name="order_card_overview_waived_fee_content_description">%1$s, %2$s. Was %3$s, now %4$s</string>
<string name="plans_buy_button_text">Get %s</string>
<string name="plans_features_footer">Remember, you’re upgrading your <b>UK personal account</b> by getting %s</string>
<string name="plans_features_text">%s features</string>
<string name="transaction_action_loan_payments_action">Payments</string>
<string name="transaction_how_do_us_restaurants_charge">How do US restaurants charge?</string>
<string name="transaction_loan_credit_agreement">Your Credit Agreement</string>
<string name="transaction_loan_how_does_it_work_label_0">What is this again?</string>
<string name="transaction_loan_how_does_it_work_label_1">How am I paying for this?</string>
<string name="transaction_loan_how_does_it_work_label_2">What happens if I don’t pay?</string>
<string name="transaction_loan_how_does_it_work_label_3">What if I change my mind?</string>
<string name="transaction_loan_how_does_it_work_text_0">It’s a type of short-term loan called a ‘fixed-sum loan agreement’. We’ve lent you some money that you’re automatically paying back in monthly instalments.</string>
<string name="transaction_loan_how_does_it_work_text_1">We automatically take your monthly repayments from your Monzo account.</string>
<string name="transaction_loan_how_does_it_work_text_2">If you don’t have enough to cover your full monthly repayments of %1$s, your payment won’t go through unless you have an arranged overdraft with us. If you can’t make a monthly repayment at all, we’ll report you to our Credit Reference Agency. That might affect your credit rating and make it harder for you to get credit in future.</string>
<string name="transaction_loan_how_does_it_work_text_3">You can cancel this loan within 14 days of signing your agreement. You’ll just need to pay back the amount we lent you, plus any interest, within 30 days of telling us you want to cancel. You can see how much you owe by tapping the ‘%1$s’ item on your home screen, or by asking us through the app chat.</string>
<string name="transaction_loan_how_does_my_loan_work">How does my Loan work?</string>
<string name="transaction_loan_how_does_stc_work">How does Spread the Cost work?</string>
<string name="transaction_loan_left_to_pay_label">Total left to pay</string>
<string name="transaction_loan_left_to_pay_subtitle">Over the next %1$s</string>
<string name="transaction_loan_payments_header">Payments</string>
<string name="transaction_loan_see_all">See All (%d)</string>
<string name="transaction_loan_show_less">Show less</string>
<string name="transaction_loan_total_paid_label">Total paid so far</string>
<string name="transaction_loan_total_paid_subtitle">You’ve paid %1$s of %2$s</string>
<string name="transaction_loan_your_loan_header">Your Loan</string>
<string name="transaction_loan_your_stc_header">Your Spread the Cost</string>
<string name="transaction_usd_restaurants_info_general" />
<string name="transaction_usd_restaurants_info_title">Restaurants in the USA</string>
Removed Strings;
<string name="add_salary_option_reminder_success_subtitle">We’ll send you a notification so you don’t forget to add your salary</string>
<string name="add_salary_option_reminder_success_title">All done</string>
<string name="add_salary_option_reminder_title">Remind me later</string>
<string name="card_replacement_select_card_primary_button_format">Choose %s</string>
<string name="deep_link_signup_stage_complete">add_salary_complete</string>
<string name="deep_link_signup_stage_skip">add_salary_skip</string>
<string name="payments_payee_warning_body">Could this payment be to someone trying to scam you? If you have any doubts (for example you don’t personally know the recipient), <a href=https://monzo.com/blog/2019/05/28/how-to-spot-app-fraud>get some advice</a>. <br />Bear in mind that once you make a payment, it’s almost impossible for us to get the money back.</string>
<string name="payments_payee_warning_checkbox">I understand</string>
<string name="payments_payee_warning_title">New payee warning</string>
<string name="plans_additional_features_heading">Also included</string>
<string name="plans_buy_button_text">Choose %s</string>
<string name="plans_explore_button_hint">UK personal accounts only</string>
<string name="salaries_button_reminder">Remind me later</string>
New ID’s (lovin’ the small print…);
<item type="id" name="accountHeaderPillContainer" />
<item type="id" name="amountInputCurrencyTextView" />
<item type="id" name="criteriaRecyclerView" />
<item type="id" name="featuresFooter" />
<item type="id" name="headlineFeatureTopBarrier" />
<item type="id" name="homeCardHeaderPillLabel" />
<item type="id" name="homeCardHeaderPillLeftImage" />
<item type="id" name="internalTransferAccountDivider" />
<item type="id" name="internalTransferAccountsLayout" />
<item type="id" name="internalTransferAmountInput" />
<item type="id" name="internalTransferButtonsFooter" />
<item type="id" name="internalTransferDestAvatarsView" />
<item type="id" name="internalTransferDestClickableArea" />
<item type="id" name="internalTransferDestDetailsTextView" />
<item type="id" name="internalTransferDestLabelTextView" />
<item type="id" name="internalTransferDestNameTextView" />
<item type="id" name="internalTransferScrollingContent" />
<item type="id" name="internalTransferSrcAvatarsView" />
<item type="id" name="internalTransferSrcClickableArea" />
<item type="id" name="internalTransferSrcDetailsTextView" />
<item type="id" name="internalTransferSrcLabelTextView" />
<item type="id" name="internalTransferSrcNameTextView" />
<item type="id" name="internalTransferSwapAccountsButton" />
<item type="id" name="planFeatureDetailBannerShimmer" />
<item type="id" name="productDetailsSubscription" />
<item type="id" name="productDetailsSummary" />
<item type="id" name="productDetailsTagline" />
<item type="id" name="smallPrintText" />
Removed ID’s;
<item type="id" name="accountNumberText" />
<item type="id" name="addMoneyAccNumberTitle" />
<item type="id" name="addMoneyAccountNumber" />
<item type="id" name="addMoneyBodyText" />
<item type="id" name="addMoneySortCode" />
<item type="id" name="addMoneySortCodeTitle" />
<item type="id" name="addMoneyTitleText" />
<item type="id" name="aerInterestRateText" />
<item type="id" name="allowContactsButton" />
<item type="id" name="answerText" />
<item type="id" name="answersRecyclerView" />
<item type="id" name="buttonContainerBorder" />
<item type="id" name="contactsHeartImage" />
<item type="id" name="contactsTitleText" />
<item type="id" name="createButton" />
<item type="id" name="enterPostCodeHelperText" />
<item type="id" name="friendsBodyText" />
<item type="id" name="friendsContactCheckBox" />
<item type="id" name="friendsContactView" />
<item type="id" name="friendsHeartImage" />
<item type="id" name="friendsLoadingErrorView" />
<item type="id" name="friendsMonzoRecyclerView" />
<item type="id" name="friendsTitleText" />
<item type="id" name="groupedFeatureLeftItemDetail" />
<item type="id" name="intlPayeeWarningCheckboxListItem" />
<item type="id" name="payeeWarningCheckbox" />
<item type="id" name="payeeWarningCheckboxListItem" />
<item type="id" name="payeeWarningCheckboxText" />
<item type="id" name="payeeWarningInformationCard" />
<item type="id" name="payeeWarningInformationContainer" />
<item type="id" name="payeeWarningInformationDivider" />
<item type="id" name="personalisedSignupQBodyText" />
<item type="id" name="personalisedSignupQTitleText" />
<item type="id" name="planDrawerPriceTag" />
<item type="id" name="potDescriptionText" />
<item type="id" name="potProviderImageView" />
<item type="id" name="potTypeText" />
<item type="id" name="savingsBodyText" />
<item type="id" name="savingsTitleText" />
<item type="id" name="sortCodeText" />
<item type="id" name="walletImage" />
New Assets;
.\business_card_envelope
.\ic_action_loan_payments
![]()
.\ic_locked_pill
![]()
.\ic_person_round_light_blue

.\ic_swap_accounts
![]()
.\icn_general_monzo
![]()
Changed Assets;
.\clipboard_animated_3_dark
.\confirm_identity
.\ic_starting_balance
Removed Assets;
.\business_signup_checklist
.\chat_bubbles_business_grey
.\ic_remind_me_later
I read this as lickable area
New flavoured cards?
Mmm, sprout flavour!

It looks like you can quit out of the buisness sign up flow but I still cant figure it out 
The new payee scam warning seems to be a bit more subdued now, yay.
Version 3.41.0 - Maintainence release, obvs - a few new strings, removal of duplicated get-paid-early strings/asset, couple of minor text changes in strings and an interesting reference to Plus/Premium (Premium delayed?);
Removed;
<string name="settings_location_based_special_offers_subtitle">For Monzo Plus and Monzo Premium</string>
Added;
<string name="settings_location_based_special_offers_subtitle">For Monzo Plus</string>
New Strings;
<string name="dialog_button_no">No</string>
<string name="info_button_content_description">Info</string>
<string name="manual_repayment_past_payments_paid_off_loan_header">Payments made</string>
<string name="payment_request_details_cancel">Cancel request</string>
<string name="payment_request_details_cancel_dialog_confirm">Yes, cancel</string>
<string name="payment_request_details_cancel_dialog_message">Are you sure you want to cancel your request for %1$s from %2$s?</string>
<string name="payment_request_received_subtitle_prefix">They requested: %s</string>
<string name="payment_request_sent_subtitle">You requested</string>
<string name="payment_request_sent_subtitle_prefix">You requested: %s</string>
<string name="repayment_options_paid_off_loan_header">You’ve paid off your loan</string>
<string name="shared_section_header_pending_payment_requests">Payment requests</string>
Removed Strings;
<string name="pay_early_intro_action">Next</string>
<string name="pay_early_intro_body">"Get your salary paid into Monzo, and we’ll put it into your account a day early at 4 PM. No hassle, just more time with your money. A heads up: we can stop offering get paid early, or change this service at any time."</string>
<string name="pay_early_intro_title">Get paid a day early</string>
<string name="pay_early_intro_toolbar_action">How it works</string>
Changed Assets;
.\clipboard_animated_3_dark.png

.\ic_starting_balance.png

Removed Assets;
.\paid_early_calendar.png
Sadness.
If that’s the one with travel insurance it makes sense. I’m still keen for phone insurance, though.
Although maybe these have been rolled into Plus?
I assume premium was the tier that was more travel-centric, so I’d guess they’re holding that until after covid and going ahead with the other tier ![]()
Makes sense to me as long as you can upgrade easily when the higher tier launches.
Do you think it will be an upgrade or will they be two different tiers?
I.e. will premium have everything plus does (and a few extra bits)
Or will they not have anything in common
I think the higher tier will have the same + more as the lower tiers
Version 3.41.1 - Incremental release, bug fix(es) only;
New Strings;
none
Removed Strings;
none
Changed Assets;
.\ic_electricity_rounded.png
.\ic_product_information.png
.\ic_timeline_document.png
New strings!..
… oh 
Removed strings!..
… oh 
This update (not in any way a reflection on the post)… 
So no news on Plus with this update 
Every week I speculate it’ll be this week.
So this week it is. Let’s be bold and say this afternoon. Or tomorrow.
(I’m ready to be disappointed).
It was only a quick fix update not the regular weekly one don’t worry, still another update due Thursday
Plus has been in the code for some time, with Monzo staff running it & testing it.
It’ll be a server-side flag that needs switching on for each paying customer, so until that happens I don’t think future app teardowns will reveal much more. But I am keeping an eye out for metal card images in the assets… 

