Monzo Flex - Flexing refunded transaction

I noticed that if I make a purchase and then refund it I can still flex the original purchase (essentially a free cash advance) seems like a bug unless we are supposed to able to flex refunded purchases
Details to reproduce:
Make a purchase online that gets refunded and flex the original transaction
App Version:


1 Like

You need to use the refund from the shop to pay back the refund from Flex.

Assuming you made the purchase with debit card first and moved over to Flex?

Though at times it can also refund your current account if purchased via Flex virtual card details instead.

You don’t need to? Do you?

Well no, you’d just be repaying Flex back over the term agreed which may involve interest if over 3 months.

Personally would rather just settle up but if the person needed the Flex loan for something else then that’s fine too.

1 Like