Your credit number is made up to sell you things. At this stage in your credit life don’t be stupid but don’t worry about it either.
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Wow amazing! I haven’t enquired anywhere other than Capital One Bank which have pre-approved me for a credit card, it says the minimum credit limit is £250 I think (so they might give me more?). I’m still weighing up whether or not to get it but to be honest after reading all the replies on here I think I’ll go for it and just make sure to pay it back in full every month to build up my score
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Top tip, set up pots for your credit cards (including flex) and then set the direct debit to come from them. Example, I have a Flex and MBNA pot for those cards.
As you spend on one card, move the cash into the pot. That way you can keep track of exactly how much you are spending and will help you keep the money aside you need to pay the bill in full when it comes round.
Credit is a friend - but you still should only spend what you would if you didn’t have it.
Good luck!
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Whoopsie… I need to be careful of monzo flex. Been spending and separating everything over 3 months. Before I know it I’ve racked up over 300 in all of the 3 months. Just got an Halifax credit card with £5k so might have to just use that instead of the flex over 3 months. Would be better for my credit utilisation 
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For something like Flex, I basically have a “limit” as to what I can spend each month on it. If it goes over that amount, it doesn’t get Flex’d.
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Thanks! I applied and got approved by Capital One for £500. I’ve set up the direct debit from a pot in monzo as you said and I think it’s a great idea, makes things more easy to follow!
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