I also got this yesterday. Not that I need a rate increase but it’s definitely useful occasionally
I really like they’ve thought this out and given the option of not being considered for increase.
Not sure I like the idea of it in principle though, feels a little predatory and could encourage the wrong behaviours (people getting into more debt)
I think this is an option they have to provide, no? Every credit card I’ve applied for has allowed you to select a preference (accept any increase, offer increases or don’t offer increases).
I don’t know, maybe? If they have to it explains why it’s there.
The first screenshot above informs “You can opt out of this at any time from the manage limit screen.”
But in the Flex account details it is (at this time) ‘Credit limit’. When you tap on that, the ‘Manage limit’ settings are shown which are reassuringly within user control:
Just got this too for flex increases for notifications at top of my feed.
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