Would be great to have AI built into the app to answer questions about your finances.
i.e. How much have I spent on holiday so far? When was the last time Carly paid me for pizza? Can I afford £500pm with my current spending?
Tech is out there for this and any info given would need a caveat about accuracy but this would be a great feature and marketing gold!
“I cAn’T aFfOrD tO fEeD mY fAmIlY nOw”
Another one for the top 3 @N26throwaway
Good point. I suppose this is something that we will need to almost legislate for (or nobody will take up AI just in case…)
The day somebody builds AI into banking I’m going back to keeping everything under the mattress.
I think you’ve just summarised in one line a book I’ve been reading, very, very succinctly!
The Coming Wave Book (the-coming-wave.com)
But I completely agree. Would AI within Monzo be a bad thing, possibly not. But, it’d have to be done right, and that’s perhaps where I’m not sure I’ve seen any bank get it right, yet
I think it’s knowing what to surface, which is why they limit/put a lot of time into Year in Monzo, so that’s its relatable but also generic enough.
“You’ve spent £0.00 this month compared to £100 for the last 18 months in your Girlfriend category” and that is the sort of thing AI can do, notice the trend, but do you want it to?
@monzobot fortune
Without a doubt
@monzobot can I afford a Ferrari?
Hi! To find out what I can do, say @monzobot display help.
“Terrible idea”…
I’ll get the Google hit. 
