Considering that Hugo even designed this mock screen of the app, I think it’s safe to say that the full current account will be capable of holding balances above the £10,000 limit currently imposed on the prepaid card.
https://community.monzo.com/t/fscs-protection-ethics/7564/4?u=richardr
For now though, I’d be concerned if you were holding a balance anywhere close to £10,000 in any prepaid card when considering the lack of FSCS protection and the limitations of the beta program.