Some great suggestions.
Payments on Current Accounts are very basic right now! We’ll be upgrading it over the next few months.
I think the aim is to merge the old style “pay your contacts” with Faster Payments, Bacs etc (and even foreign transfers etc), so you only have to think about paying people / organisations. You shouldn’t need to think too hard about the payment details or method (although you should be able to edit them if you need to).
cc @hugo