Manage your money together with joint accounts!

[Chalky (Daniel White)]

I’ve been over a day for a response to that very question with Monzo C(Mis)Ops

[amc65 (Andrew)]

100% the same for us. I would love our joint account to be the primary/default account for all activities including our contacts - but it needs an overdraft facility. The Joint account should be on par with other accounts. I would love to hear from Monzo on this.

[Sheri (Sheri Farsani)]

Hey Stu! You can already open a fixed Savings Pot for 6, 9 or 12 months on your joint account

We’re working on getting easy access Pots to joint accounts soon too - and it shouldn’t be too long

[Chalky (Daniel White)]

@Sheri

We’re working on getting easy access Pots to joint accounts soon too - and it shouldn’t be too long

Shame that COps have absolutely zero clue about this or that Flexible Pots are back on Personal Accounts.

[Feathers (MikeF)]

I wouldn’t expect COps to know anything about future stuff since they’re there to support the current products.

[Chalky (Daniel White)]

COps don’t know about current products either.

[greganddorne (Greg)]

Just fancied a little rant…

iv had an account for over a year and then opened a joint account with my wife three months ago.
we are loving Monzo

(wages paid in - all bills paid out of this account)

we love stuff like

instant notifications
seeing payments the day before
savings pots… ect

so much better than our old bank.

but i do feel that the Joint offering seems to be second class
No -
ifttt / Monzo.me just to name two

im using the new look on test which i love but the
Monzo Plus test is yet another offering not available to Joint accounts

we are the same as others on this thread, we only use our joint acc
so why are we being treated like second class…

[danwms (Daniel O Williams)]

I really wish we had the committed spending pots. At the moment without this along with the lack of an overdraft on the join account is causing lots of repeated payments to be declined because it’s not been moved from the pot.

[awjdean]

@danwms

along with the lack of an overdraft on the join account

You can vote for joint account overdrafts here:

Joint account overdrafts

Hi team, Been chatting with the co-ops (who are friendly and lovely as always). But I felt this one needed a wider airing. Joint accounts won’t have either overdrafts or CASS available from launch. Personally I think this is a major, major miss. In convincing my other half to go #fullmonzo, I’ve been saying that the joint accounts will have the same facilities as our current (boring) Lloyds account. While we hardly ever use the overdraft, not having the safety net there is a bit annoying. Bu…

[greganddorne (Greg)]

@awjdean

Hi team, Been chatting with the co-ops (who are friendly and lovely as always). But I felt this one needed a wider airing. Joint accounts won’t have either overdrafts or CASS available from launch. Personally I think this is a major, major miss. In convincing my other half to go #fullmonzo, I’ve been saying that the joint accounts will have the same facilities as our current (boring) Lloyds account. While we hardly ever use the overdraft, not having the safety net there is a bit annoying. Bu…

Joint Acc do have / use CASS
Current Account Switch Service

[gmclean]

You have a separate personal account on which you are getting all those features, no?

I’m in the same boat, but for us Joint Account is for bills so it’s a ‘dump money in and forget’ kinda approach, which I appreciate doesn’t work for everyone.

If Monzo came out and stated, ‘Joint Accounts will always have fewer features than Personal Accounts’ would it make you move away? Just curious.

[greganddorne (Greg)]

@gmclean

You have a separate personal account on which you are getting all those features, no?

I’m in the same boat, but for us Joint Account is for bills so it’s a ‘dump money in and forget’ kinda approach, which I appreciate doesn’t work for everyone.

If Monzo came out and stated, ‘Joint Accounts will always have fewer features than Personal Accounts’ would it make you move away? Just curious.

If thay said that then YES we would move back to old acc…
Im really hoping all things come to joint eventually… time will tell - Im willing to give it a year.