It would be really useful to put money away for a set period of time that can’t be unlocked by you ie the end of the month. At the moment you can put money away but also take it out easily
Monzo did this with Locked Pots, but all the melts locked their pots then spent up all the customer services resources unlocking them early, so Monzo made the pots easily unlockable by the customer, and now there’s no point.
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