It’ll work as needed next month. The first time is always a bit ??? as far as the Summary/Left-to-spend is concerned but Monzo will ‘learn’ the outgoing and apply it for future summary reports - and therefore the Left-to-spend amount.
My Left-to-spend amount has always been spot-on since that first period- but I don’t set budgets at all.
It works for me too. You have to mark the payments as subscriptions so they count though.
When the £100 bill comes out go onto the details page and mark it as repeating subscription. You can then set weekly, monthly etc and your left to spend will work
This will take a month to set up and then work automatically after that
I ultimately had to turn my left to spend off, because it simply doesn’t work with the ways in which I’m paid. And bills pots just complicates and breaks it further.
Bill pots work better for me when used in isolation, but they’re not as extensive as recurring payments can’t be included.
I much prefer the idea of summary and wish I could get that working. But then I’d need to stop using bills pots. Annoys me no end how these features, which when done right could be so useful, just don’t integrate well together at all.
Still waiting for, and hoping for, this to come to fruition:
It would fix my largest usability grievance with Monzo.
It’s the reason I stay with Monzo… always works for me even though my payment date can vary by a few days - it’s accurate enough I’ve budgeted months down to £10 left before now and known I wouldn’t hit the overdraft (although having that little for a week or more can be squeeky bum time, not recommended unless you really have to).