In this case, I don’t understand why it says £0 left, when I have a non-zero balance. It would make sense if I had uncleared transactions, but this doesn’t seem to have been the case for the past few months when I first noticed this.
Is some of that £64.83 money that’s come from a bill split/shared tab/transfer or something like that? Some of those (I forget which) aren’t included in left to spend.
E.g. You spent £125, someone gave you back £64.83 but the first payment is included, the second isn’t.
Makes sense. Since my account usage is so simple, I would want or expect this number to just be “days in the month / balance at the start”, so I can track if I’m not overspending for the month so far. If it’s trying to do something more sophisticated then that would better explain it