I’ve convinced my other half to join Monzo as I’m basically and evangelist now, and we’ve set up a joint account.
I use apple pay a lot, more than I do the physical cards on a day to day basis. I’m aware that the physical card colours are the same for brand awareness, but the ‘joint account’ text on the image when it pops up to pick your card on your phone is less obvious in apple pay and I can’t see why a different card colour on your phone would be as much of a branding concern as much as a physical card…
Making it easier to differentiate when you quicky hover your phone over a contactless terminal or on the tube etc would be a welcome addition…
As far as I’m aware, the rules are that the cards in digital wallets needs to (pretty much) match the physical cards. There are obvious exclusions - photos printed on cards for example with certain banks. But I’m 99% certain that’s the case.
Just got a new phone, added both cards to Apple Pay and the “Joint Account” bit has disappeared. Now I can’t tell which card is which without checking the last 4 digits of the card number.
I know when the Plus cards come up with the wrong image that it’s been suggested that removing and re-adding them has solved the problem. It may be worth a go.