Joint Account Trends and Left To Spend - major omission

Look, remove budgets if you want but at least offer something workable to replace it.

Budgeting is the core reason I use Monzo, now I can’t budget separately for my joint account and my personal. What are the plans to solve this? I’m considering moving my account so I can budget separately.

I’m trying to use Target and I at least want to see the remainder of my personal account Target on the home page. If I set up ‘left to spend’ in spotlight it just shows my balance and is totally different to the ‘left to spend’ in Target. Useless - I can already see that on the account cards.

This worsening without proper replacing has happened a lot now and is getting boring. Does anyone know of other providers who do things better?

Revolut analytics is seemingly closest to separate joint, personal, and linked accounts.

The budget section takes in your set monthly amount of what is left from that, not what your balance is left to spend.