So I got the current account a while back and was at that stage really excited about the whole thing(Travelled from Suffolk to attend the event) . A month on and I just cant find a reason to use it. I love the prepaid card, it just makes sense, easy to transfer money to friends with monzo. Ring fenced cash(Biggest plus), especially good on a night out or a trip with a set budget. Easy to fund with a click from another debit card.
With the current account much of the reason goes away. I find myself using the prepaid card much more than the current account one. As I use a santander 123 account I basically lose out on money if I were to switch my debits as I wont get the cash back I do now. If I close my Lloyds account I lose out on mobile phone insurance, car breakdown and travel insurance. Money Dashboard gives me a view over all of these accounts about spending habits etc whereas monzo is just a smaller view.
I hope that you guys can point me to the reasons why its good(Besides freezing the card) as I just seem to be missing the yay and if the current plan goes ahead to migrate all prepaid across I will unfortunately just be looking for a similar product to the prepaid from another provider.