I think a little more honesty in the description would have been nice here. Yes, the existing Conncted Credit Card feature will go but it was always going to. It’s based on a TrueLayer integration that was dumped months ago (as far as I can tell) and was never going to make it to the mainstream.
What we have now is a native feature written from the ground up. Nothing has been ‘moved behind a wall’ pay or otherwise, a new paid-for feature has been written and an old aborted development has been taken away.
I for one, am loving it so far. Really great work Monzo team, excited to see how it evolves in the future. Moved all my money back from Chip. Can’t wait for this to be integrated with our joint accounts too!
The Monzo app does not have enough forward-looking features for me to ditch YNAB just yet. If I could enter ‘ghost’ future transactions (repeating or one-off’s) which were reported in future Summary periods, this’d be the minimum at which point I could go with Monzo alone.
Until then, it’d be a Google sheet replacement - but as I’ve said before, we work from a Joint account only so both IFTTT integration or Plus export-to-Google doesn’t work for us at this stage.
Except the free option never left Labs? and for some users the option to add more cards has been gone a long time.
As well as that it’s not just they didn’t want to use Truelayer. Truelayer is clunky, costs money and and adds extra steps, by building it themselves there’s less steps, better integration, more opportunities & better reliability, They control everything
You seem to really want to on everyhting monzo in this thread