The implementation looks great. It’s simple and easy to understand without lots of options to complicate things.
I do most of my day to day spending (apart from bills) from my joint account so will hold out for that at least. The value proposition doesn’t quite stack up for me yet… £60 a year, less £20 for the interest on £2000 means £40 for the other features. There are some neat things there (virtual cards and other bank transactions mostly) but I don’t think they are worth that money to me.
Feels like it needs one more thing of financial value to make it more broadly appealing… that could just be decent offers that I’d regularly use, like 1% off in supermarkets would cover it!
I seem to have a bug where the name of the account isn’t displayed above the card after it loads (for Natwest). Or it does for a brief moment and then disappears.
Yeah, but then I thought about a recent conversation I had about supporting businesses challenging what I’ve hated (in this case in banking). So though £5 wasn’t a problem to show support.
The initial reaction was just disappointment due to lack of joint account support
@tjvr The app tries to refresh and fails when it receives focus, the title of the account also disappears.
So far I’m happy with the features, however I think the potential of having virtual cards pay from pots would make the virtual cards far more appealing (with the bonus of Apple Pay).
When splitting a transaction into two categories (so cool that I can do this in Monzo!!) the top category doesn’t have an arrow next to it but the bottom one does. It feels a bit off that the amounts aren’t aligned but that one is slightly more to the right because of the arrow. Obviously this is a very small nitpick and I’m not cancelling my plus membership because of it, bit would be nice to tweak it.
Edit: just gone back in and the second arrow has gone and it looks as I would expect it to - all lined up. Guess I spoke too soon.
Good job guys, purchased for virtual cards and the custom categories.
I do have one question r.e. virtual cards.
Are there any plans to support:
Specify name / address associated to a card (and setting a limit, e.g. £50 at which point it will auto deactivate). This could be a cool alternative to gift-cards.
Ability to lock a card to a specific merchant (the first its used with)
Ability like with revolut, to have a card for one-time purchases from “shady” websites where the card automatically regenerates after use (where a sane limit can also be set so transactions above this threshold are denied).