Is there a specific reason when paying off early amounts it only takes off the last payment and you can’t take it off equally?
Like if you have 3x £150 payments left and pay off £150 extra you can’t have it take £50 per payment off.
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Yeah I think I would prefer it to be spread it over all the payments too
The choice for either way would be nice, I forgot it didn’t work that way and paid off what I thought would be £40 a month and it just paid off the last payment and some of the 2nd last. 
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T&C’s
Also FCA guidance. One should pay off what will be due first. Imagine you fail to make a monthly payment that was 100, reduced to 50 due to “split even into the future”. Now you will be charged interest on them. However you then go back and say but I did pay 150 in advance that is more than the 100 min required.
It’s a contingency to down pay things in order they will be due.
As an alternative, move money to a pot, and change flex to be paid from it.
Surely what is due first is the next payment… not the last one.
Maybe it’s too early but I can’t make sense of the post 
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I’ll just leave this here:
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Ah Mr Bond, I have been expecting you and your teardown
Stroking cat meme
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Have fun in Monzo jail! 
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I like how they made the river wider on that bend to accommodate the chip. Did they do it to the IRL one too?
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If we’re in the dark, is there a way you could help us out? 
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I think you know the answer to that… nope
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I had something odd happen when I opened the app yesterday, and it hasn’t happened since. Animated wavy lines (you can’t see the animation on the screenshot obviously) dancing all over the screen, which disappeared when I exited that particular screen.
Don’t know if it was just my phone going momentarily nuts or some weird flex related advertising thing I shouldn’t have seen.
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Getting warmer, I suspect.
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No that options only available with a flex plus subscription of £7.50 a month, free users just get a plain non glow card.
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Just paid extra into the flex account, wanted to see reduced monthly payments. Sadly they don’t have this option which is very odd considering they’re all about helping people budget.
Please Monzo. If we pay extra into the flex account, allow us to reduce the monthly payments equally.
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You can sort of do it yourself.
Lets say you owe £150 and want to pay off £50 today but not the next payment, you want to reduce the next three down to £33/£34
Create a Flex pot
Set payment to be taken from pot
Add £50 - Balance £50
Then the next payment you add £33 - Balance £83
£50 will get taken - Balance £33
Then add £33 - Balance £66
£50 will get taken - Balance £16
Then add £34 - Balance £50
£50 will get taken - Balance £0
And you’re back to zero and all paid off and reduced the monthly.
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In the terms it says “We might stop you using Flex for new transactions (including blocking your virtual Flex card) if: you haven’t used Flex for at least two months.”
Does anyone know if this is actively enforced, if I don’t flex anything for two+ months will they withdraw the facility?
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