I don’t believe I’ve ever had what you’re mentioning - certainly not in my memory since the app refresh the other year. I’m on Android if that makes a difference
I mean it definitely has been, you may not have noticed it but I’ve had Flex since launch and you could pay any amount of any purchase you wanted until a certain point.
It’s helpful to reduce any interest the few times I’ve used it over 3 months. For example:
Jan: Purchase 1 (accrue interest)
Feb: Purchase 1
Mar: Purchase 1, Purchase 2 (interest free)
Apr: Purchase 1, Purchase 2
May: Purchase 1 (final), Purchase 2 (final)
In March if I can pay Purchase 1 off early I can’t now. I can only pay off the end which will take off the interest free purchase. I don’t need to pay that one off early.
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I’ve also had Flex since launch… I’ve only ever seen the pay early and pay extra options…
It was in the pay extra option. You just were able to edit the amount you paid extra. Now it won’t let you.
You may not have used it but I did; so it’s not really up for debate of its existence 
It’s more “oh when did that stop”
Unless of course I had a glitch for years, which tbh wouldn’t be a shocking thing
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Now I think we are on the same page.
“Pay extra” does let you edit the amount (at least it does for me).
I have a transaction due on 15th March. I can pay any amount off before then.
I suspect it’s when they stopped you changing to Interest free from Interest bearing.
I’ve looked back and you can see how it looks - I could pay the minimum, extra, or all of one specific purchase:
This one was actually one where I didn’t realise it was set to more than 3 Months. But rather than pay £7 each month I could just edit it to £45.22, pay off in full and save interest.
Glad I’m not going mad!
It’s been so long since I’ve done it though.
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Coffeesaneman
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I wonder if it’s just to refine the payment information on your statements, and less work happening behind the scenes for the app/developers etc with money moving all around.
I can also still do pay extra and change the amount. I can’t change the amount when you go to pay the installment as it’s on that installment.
Could it be an issue relating to cutover of the £100 min limit for new transactions
Maybe.
It also gives Monzo more interest which, in reality, is their game!
It’s not really a big issue, just noticed it was gone.
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Yeah this is basically the difference. I can pay extra and choose the amount. But I’ve lost the ability to choose a specific amount for a specific purchase.
The interest part is very naughty, seems a move to fall into a standardised credit card, as you can’t usually specify what payments you can dwindle down on other cards, generally going for the highest charging transaction type first.
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Maybe it’s a change coming to all of us and we don’t know it yet 
but as at the moment, I can do what you can’t in the pay extra on a specific transaction. And I used it on Wednesday when I got paid to pay off some specific transactions too
We all know Monzo loves a who-what-where-when-no heads up change 
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Is it interest free? I wonder if that’s the difference now.
If it’s already interest free Monzo have no gain in stopping you paying it off early.
Scratch that. I just randomly Flex’d interest free a coffee and I can’t now pay it off in full, only £2 each month:
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I’ve never paid a 1p interest to Monzo on Flex. All my transactions are either paid in full or spread over the 3 months.
So yeah, could be.
Isn’t it perhaps a feature to make sure that when you pay off extra you’re paying off the stuff that’s creating interest payments first rather than you paying off something which isn’t yet due interest and leaving interest bearing payments?
When you use the pay extra on the card rather than transaction, it’ll pay off the interest bearing transactions first
No because like in my example if you have an interest bearing purchase mixed in with interest free, the “end” of the balance could be all interest free. So you’re not saving any interest.
If it just does the interest bearing purchases that’s good I guess.
It’s still definitely a change on my side though; and I can’t figure out why it would have changed.
Let’s not upset the locals x
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