Introducing Monzo Flex – a better way to pay later 🚀 [NEW: Flex on Apple Pay!]

UK Monzo Chat News & Updates
5531

Just found out about coming of no 3 month interest free option of <£100.

Won’t affect me much this year as I use the facility to spread cost of Christmas over 3 months and that’s all done now.

But it’ll be interesting to see what I do next year

[edit] Just read the official Monzo post and see we can still have payments over 3 months but just paying interest so in all probability, I’ll probably do the same routine next Christmas as the spreading the cost over 3 months convenience will offset the extra money

5534

I misunderstood your reply, apologies; I’ve removed mine as it didn’t make sense.

5535

Flex money transfers (for eligible customers):

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5536

Wasn’t this launched a long time ago? Or was it a trial?

1 Like
5537

It feels like it was mentioned ages ago. Maybe it was a small trial as you say.

2 Likes
5538

I got a notification for the Flex money transfers in the past week or so too. Not sure if anything has changed.

1 Like
5539

I’ve been able to do this for ages now.

3 Likes
5540

Interesting. Perhaps Monzo let you know when you’re eligible rather than individually checking for approval

2 Likes
5542

It’ll take a minimum of 3 months to register with the bureaus that this has changed and usually closer to 6

5544

Hi @TheoGibson, would there be a chance you could give someone on the product team a gentle nudge to see if they might be able to give us an update on unified search? Excited for the day when I can search Flex transactions.

6 Likes
5545

Very :soon_arrow: !

Some customers will have this already - If you want to get this early you’ll need to become a Monzo employee :joy: Or just wait a little bit longer.

14 Likes
5546

That’s brilliant news. No more Labs testing?

2 Likes
5547

I must have missed this but since when can you not fully pay off one specific purchase?

I have previously for absolutely sure chosen one purchase and paid it all off in full.

Now I can’t:

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5548

Do you not see “pay off extra” further down?

5549

Do you not use the “Pay extra” option on the transaction. I don’t remember have the facility to pay off a transaction itself in full - not as a specific option. You could pay off the next installment for that transaction, or pay extra.

5550

That’s not the same.

You used to be able to select a specific purchase and pay as much as you wanted off that one purchase.

2 Likes
5551

Can you do it by tapping on the individual transaction then select “Pay £x now”?

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5552

You can only pay the full amount if the full amount is due on the next installment using that option. Else you have to use pay extra to reduce the balance of that - which could be reducing it to £0 by paying all of it off

5553

I know you can only do this but you haven’t always had to.

I’m just wondering when this was taken away. I know it was there because I’ve done it many times before.

5554

I don’t remember seeing any options that let you pay off a specific amount that month. It’s always been “the next payment” or “pay extra”, but “pay extra” has always come off the end, not the next payment. “Pay extra” does allow you to enter the full amount to pay something in full though.