How come joint savings pots earn less interest than personal pots?
Currently I can get 0.8% on a personal pot but only 0.5% on a joint one.
Is this just a quirk brought about from changes due to COVID or do joint accounts not get the same deals generally?
Is the joint account pot with the same provider as the personal?
I just checked and can get 0.8 on both?
Do you already have a joint paragon pot? This has come up with individual accounts where if you already have one you get a better rate than new customers
Ah, that would make sense. Yes I do.
Would be good if this was better shown in app.
Maybe even with a warning when closing a savings pot with a higher % than whats currently offered perhaps.
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