I have a slightly different experience. I can add receipts and categories to incoming payments and to direct debits. But like you, I can’t add notes to either of these and I agree that would be useful.
I agree completely about having an income category. In fact there is a new thread about this:
Are you guys on ios or Android? I can amend the notes, add receipts and change categories on DDs, SOs and incoming payments on Android (currently on version 1.18.1 though I’ve definitely had the categories and notes for a while - not sure about receipts, as I don’t use that feature). No income category though and I think it defaults my DDs and SOs to general each month and I have to change the category manually… Though could be wrong, I’ll try and pay more attention to that this month
Sounds as if Monzo are on it and should be sorted soon
For me personally a separate incoming tab would be a bit much, as I don’t have many incoming payments other than my wages but if the breakdowns sneak peak from a while ago comes off it looks like it should cover everything nicely