Hi everyone and Mondo staff,
I am not sure if this topic fits in this category but worth a try, so here goes.
Firstly I’d like to say a BIG thank you to Mondo and its staff for this great app and furthermore being one of the lucky few to get a card and using the app. I am full time student soon to finish my degree and God willing I get a good grade
Okay back to the real issue. I am very weary type of person who has been a victim of scamming and fraud in the past, it’s got to the point that I’ve purchased a shredder, but even that wasn’t working as much so I opted just to keep everything in a black bin bag and burn it when I get the chance to (letters, bank statements, credit card application etc)
I am kept up to date with my credit profile (the free version from www.clearscore.com to which I then get a paid version from Experian for a full priced version to ensure all is up to date and correct, the free version works just as great after trying a few on the Internet from different companies) now i am aware that Mondo has the ability to freeze the card if it was to get lost or stolen especially since it uses contactless, however if in any case someone had lost their card and in the event phone died or went underground by train or in an area no signal can be picked up, with today’s technology scammers can gather information with there gadgets less time than it takes for a delivery from the Chinese shop ( if delivered by car takes a bit longer but by Deliveryroo bit faster lol) to be honest it takes a lot quicker to make a copy of the card but I am sure you get my drift. Moreover what I am trying to say is if the money lost from any situation would we be covered or insured from Mondo or not? Furthermore would information be leaked from the card ? I am aware that the precautions and steps have been exercised to the highest quality and all but I just want to make sure that’s all.
None the less I noticed that the card does not have account number or sort code of any such which is amazing no doubt but the long sixteen digit on the front is that classed as a precaution in regards to anyone could note that down and use it or not?
In conclusion to my long story, all I want to put out there that everyone to be careful and vigilant especially in places which you can be easily distracted and loose either your belongings or cards. More so for everyone to keep on top of all these scammers which are being developed constantly, especially in machines at train stations which have card readers ( Most common type of scam because you and I are too busy trying to purchase a ticket or top up oyster and not hold up the queue that we forget to check when inserting cards) commonly known to steal informations.
All in all everybody should be extra vigilant of what it being thrown out to the bin as well as covering pins and checking cash machines on anything which may be suspicious.
Stay safe everyone and the Mondo Team.
Ps. Watch shows such as secrets of the scammers online to get an idea of what I am trying to explain.