Hello Monzo!
I am loving the idea of your bank and enjoy the features that are included. Big thank you for bringing Apple Pay to users today - this was a real game changer and has now made me consider switching to use Monzo as my main account.
Regarding the awesome feature ‘Pots’ - I feel you have all the ingredients to make it perfect, and I’d like to give my opinion on some tweaks and improvements to this feature, that would make it even more user friendly. These are features me and my friends who use Monzo all agree on:
• Layout options - most desirably, Grid View. At the moment, it’s a little long-winded having to swipe all the way through your pots one by one.
• Ability to upload pictures. This is important to make the pot more personalised. The choice of pre-sets are very limited and do not represent all the different types of pots people might want to create.
• Function to ‘force touch’ on your main balance to send money to a desired pot. Standing order feature to pots would also be handy.
• A way to set a savings goal amount and a percentage indicator to show your progress / how close you are to achieving your savings goal.
• ‘Round-up’ change feature. When paying for something that’s for example, £2.60, Monzo could pop up a list of your pots so you can choose where £0.40 gets sent to. This would help you to save money without feeling the loss from your account balance. It’s also a nice way to keep your account balance with whole rounded figures.
So those are my suggestions. Keep up the great work!
Dane
