I have a standard TSB account that I get my now euro salary paid into. The exchange is pretty poor and I spend most of my time in France now and other Euro countries so it makes sense for me to have euros to spend rather than transferring my £’s into my Monzo to save on the withdrawal fee. Can monzo hold my money in euros rather than pounds if I change over my bank details?
Get paid into the Starling euro account, send to Monese euro account, convert by transferring from Monese euro account to Monese sterling account, then transfer back to Monzo/Starling.
Interbank rate, no cap (except account limits), no fees