How do I block a merchant from taking payment from me?
You could tell the merchant not to.
They can ask the business themselves, the business needs to stop taking payments on request, so the customer needs to ask them and understand their complications for doing so (if any).
The customer can also ask monzo as a second thought, and as a bank monzo must stop them taking payments going forward.
This doesn’t 100% mean a business can’t take funds again IE if they trade under different business names, they can still take payments under the other names.
So in summary, OP needs to speak to whoever the business is to ask them to stop first, as it could be contractual payments IE a loan as you touch on above.
Most company websites will let you log in and cancel your subscriptions.
If a payment is currently pending IE taken in the last day or two, it can’t be blocked until the current payment has settled
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