How many current accounts?

There’s been a few topics recently asking how many current accounts folk have. I’ve merged these all together below, but I thought it might be interesting to have a bit of a poll!

How many current accounts do you currently have?

  • 0
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10 or more

0 voters

Who do you hold accounts with?

  • AIB
  • Anna
  • Bank of Ireland
  • Bank of Scotland
  • Barclays
  • Citi
  • Co-operative Bank
  • Coventry Building Society
  • Danske Bank
  • Dozens
  • First Direct
  • Halifax
  • Handelsbanken
  • HSBC
  • Lloyds Bank
  • M&S Bank
  • Monzo
  • Nationwide
  • Natwest
  • Post Office Money
  • RBS
  • Revolut
  • Santander
  • Smile
  • Starling
  • Tesco
  • TSB
  • Ulster Bank
  • Viola Black
  • Virgin Money (inc B, Clydesdale, Yorkshire Bank)
  • Someone else (tell us who below)

0 voters

Who is your main account with? (the one that your salary or income goes into).

  • AIB
  • Anna
  • Bank of Ireland
  • Bank of Scotland
  • Barclays
  • Citi
  • Co-operative Bank
  • Coventry Building Society
  • Danske Bank
  • Dozens
  • First Direct
  • Halifax
  • Handelsbanken
  • HSBC
  • Lloyds Bank
  • M&S Bank
  • Monzo
  • Natwest
  • Nationwide
  • Post Office Money
  • RBS
  • Revolut
  • Santander
  • Smile
  • Starling
  • Tesco
  • TSB
  • Ulster Bank
  • Viola Black
  • Virgin Money (inc B, Clydesdale, Yorkshire Bank)
  • Someone else (tell us who below)

0 voters

All votes anonymous.

On your marks, get set, poll!

I’m curious to wondering how many bank accounts do people have and Who the accounts are with or the reason for having more than one - I’m currently Full Monzo as I don’t have a use for another account

2 Likes

Has been asked many, many, times before.

I have
FD general use
Nat West spare
Halifax not used
Tesco was for savings rate
Virgin just use for interest rate
HSBC Not use
Yorkshire not used
Royal Bank Scotland not used

And before anybody’s says will affect credit rating does not my score on all the major providers are good But I don’t believe anybody takes notice of them also have numerous CC all with limits of between 5k & 25k

I have
Monzo (everyday account)
Santander (help to buy isa/spare account)

monzo for bills
nationwide flex plus main and for account family benefits

Monzo, Starling, Natwest CC, MBNA CC

It probably will if you start closing bunches of them - it’ll trigger that account stability marker.

-Monzo main account
-Starling (euro account)
-FD (regular saver)
-Virgin (H2B)
-Moneybox (LISA)
-Marcus (savings)

I would always recommend having a back-up bank account. Ideally, one with a visa debit card and one with MasterCard, just in case of outages. Even if you just leave it empty.

I have:
Monzo sole account
Monzo joint account
Monzo business account
First direct back up account
A switching bribes mule account that is currently Halifax :joy:

Santander student
NatWest student
Barclays student

(All for the benefits)

Then Monzo Plus

Pretty sure you’re only allowed one student account at any time…

You are technically :wink:

Got one during secondary school a 16yr old, when I joined college I got another and then a uni one. So technically legal plus they never asked if I owned one in the past apart from Barclays but I technically told them the truth I said yeah during school and college and they allowed me to set it up

Would imagine it depends of the terms and conditions of the account.

Santander say only that you can’t keep an existing Santander account if you open a student account, you’d have to transfer it over. No mention of other student accounts.

Natwest just say you need to be a student, no mention of any other accounts of any kind.

Barclays have a form you have to fill out to register interest in an account, and one of the questions they ask is “Are you planning to use this as your main bank account?” No mention of other accounts being a no-no.

So the poster you’re replying to doesn’t appear to have done anything wrong in having those accounts.

Had a look at HSBC as well, and they say that one condition is you “don’t have another student account elsewhere”, so you’re right to say that for some accounts this is an issue. But not, it seems, for any of the accounts the poster has.

(All information gained from looking at the main application pages. I did not comb through all the tiny small print, because this is a restriction I’d expect to be told of upfront, and as Santander and HSBC demonstrate, account restrictions are flagged up where appropriate already.)

6 Likes

Why might this post have been flagged? :thinking:

Surely not…? :anguished:

But hey, welcome to the forum, Becky. :grin:

9 Likes

Thank you

I wasn’t sure my self the reason for the flag

2 Likes

Probably the scary “Students Accounts” police :hushed:

2 Likes

I’m just curious as I’m new to banking and would like to know how many banks y’all are with and who they’re also is their a reason someone needs more than one?
Sorry if this isn’t allowed on here. I just assumed it’s a financial chat question

1 Like