I know yep! I myself plan to get paid work sorted soon and as I said have Nationwide for work pay, and essentials like phone phone insurance, sim only bill etc.
Monzo for the everyday, so Pre 9.30 transport and everyday spending and have my PIP paid into it.
monzo - personal
starling - cheque processing!
mettle - business (sole trader)
I remembered your post when I uploaded images of all my banking apps 
Oop. 
Is that all? 
Revolut - current account? Thought it was just an e-money account. Iāll check mine 
Youāre a card-aholic though, arenāt you? 
Fair enough but Iād be cautious with Revolut, last time I heard they were not FSCS protected.
Curve is awesome, only caveat is it takes longer on some card readers to authorise the transaction as it has an extra step to make the payment.
Also the all in one card, no need to bring the wallet!
Oh yes I forgot I do have a Starling account too, but only for depositing cash from the post office.
Yes, I have viewed and commented on this before. For me, if Monzo had the possibility of a second joint account, we would bank in more or less one place. We currently have the one joint account for bills and the other we would hope for would be joint holiday spending. I know the current frustrations of people who canāt get a joint account and this is personal preference. We would be all Monzo apart from BA Premium Amex for day to day spending
Monzo - Joint - Savings and all our DD and bills
Monzo - Personal - My salary goes in here and has personal savings
Chase - I keep at least a Ā£100 on here for spending as the 5% round ups pot. + I move in the Ā£500 to get cashback also.
HSBC - Personal - I use this for random reasons - it holds some bulk savings in the online bonus saver.
HSBC - Joint - The CASS hsbc messed up so I never used this account
Lloyds - Personal - I have this as I have a Help 2 buy ISA. I am in the process of getting my first apartment so this will go soon.
Halifax - Opened for CASS Ā£Ā£ - Will probably keep open for the fact my mortgage is going to be with them.
Regret CASSāing my Starlingā¦ but my partner was not eligible for one for some stupid reason.
Plenty to read about revolut. While FSCS is important it doesnāt mean donāt use it.
Iāve had no issues in the past 3 years or more. Salary fine, debits fine, transfers fine.
what is the benifit of closing it?
Lloyds will become my new donor for CASS once the H2B ISA goes.
Monzo - Main Bank Account
Lloyds Bank - Income goes into specific account
Club Lloyds - Free cinema tickets + put money in for random spending
Chase - also for random spending but with cashback
Revolut - Cashback offers
Barclaycard Platinum - general spending
Capital One - One off purchases
Vanquis - Dormant but use auto top up to amazon to keep activity up which is paid off each month