I’ve been using auto-exports for a while and I recently faced a challenge to accurately keep track of my expenses as I use shared tabs (which I do frequently now with my gf).
The challenges are twofold:
I can’t find the split of a payment. If the total payment was £10 but I just have to pay £2 there is no way for me to keep track of that in the statements/auto-exports (beyond adding notes to the transaction, which is what I do now)
I can’t see the transactions that she added in statements/auto-exports. Which forces me to open the shared tab and manually copy the transactions. This basically destroys the usability of features like Trends and makes it really hard to use any budget tool at scale. Some ideas here would be to (i) create a statement of your shared tab or (ii) include the shared tab transactions in the summary (At the end of the day, you want to know if you have liabilities or you have money coming in the future).
Anyone found a workaround for this? I understand this may not be a priority as based on the forum people do not use shared tabs as often as I do but I also think it’s worth investing in products that allow people to manage money as a team (or you’ll be surprised by a competitor that will make the most out of this niche)
Feature Request 1: We would LOVE to be able to export the shared tabs as an excel / Google Sheet and view in more detail
Reason: Often I’ll note down something manually from an AMEX spend, like “2023.05.02 Sainsbury’s on R’s AMEX” and only the first half of the text in legible in the iOS app. There is no way to see what else was written. Further with uneven splits and hundreds of transactions, plus inevitably missing some here and there, it is very hard to keep track of individual spending. Monzo this something you are working on? Please vote this up if you’d like this too
Feature Request 2: I’d love to be able to add transactions from the other accounts, which are shown in my Monzo Premium, to our shared tab in Monzo
Reason: It would save a huge amount of admin. As it is I have to remember I used the Amex, or keep a paper receipt, and then manually create in our shared tab. That is a lot of friction. Not doing this for 4 years means an enormous sum needs to be manually created. And an enormous room for error! Feels like an easy change to code. But is it?
Our use case:
My partner and I use the Monzo iOS app.
I have a Monzo premium account, mainly for travel insurance but it’s also great to see my 3rd party accounts in one place
My partner and I have used shared tab to share our family expenses over the last 4 years. We have a joint account too but that is for huge costs and direct debits - mortgage, insurance, childcare and bills
However our shared tab is a way to capture all the groceries, baby clothes, etc, much of which we initially buy on Amex to get some Avios and companion vouchers
Thanks so much for reading and please vote up if you want to see these features!