I wouldn’t like a welcome/ overview page- I want to see my transactions asap! I’d prefer a separate “home”/ offers tab like what they’re doing now. I tabulate my daily spending on a separate app across “wallets” ie different bank accs, wallet, sites like PayPal balance, etc. and this allows me to quickly access everything I’ve spent/ updates/ card checks
I personally would love prompts for spending/ saving eg “you’ve spent £120 at Topshop, you’re spending your shopping budget too quickly. Spend £50 over 15 days to stay within target” which is an extension of the existing notification message anyway. I think the current notification message could be refined, it’ll sometimes tell me I’m spending too quickly even if I’m just buying a £2 coffee.
But I know some will find it patronising/ annoying/ serve no purpose in changing their spending habits. Don’t know if it would be useful to be able to toggle it on/off or if having this option would be too much trouble than its worth