HMRC - Confirming identity

(Nikos Koukis) #1

I have to verify my identity for an online HMRC service.
In order to do that I need to answer “when did I last open a personal current account”.

The thing is, this answer will differ depending on whether HMRC accunts for my monzo account or not and/or if the latter is a current account.

So, is my Monzo account a currrent one? Does HMRC know of this account?

Regards,
Nikos

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#2

Monzo is a current account, however, some companies draw answers from a Credit Reference Agency so not sure whether it will be the one HMRC are seeking. Sorry.

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(Kevyn) #3

Does it state which credit reference agency it is using to confirm? I used Experian’s identity confirmation service for registering with HMRC so I knew Monzo didn’t appear on that credit report so chose the last one I knew on that.

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#4

So Monzo didn’t appear as an option in the identity check? Usually multiple choice?

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(Kevyn) #5

Monzo doesn’t report to Experian so using Experian’s Identity Checker would use Experian’s database (and the passport office) to confirm my identity.

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#6

Exactly. So knowing Monzo doesn’t report to them isn’t required as they wouldn’t be presented as an option on the identity check.

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