Freezing Contactless Transactions


#1

Hello All! With the Monzo cards I’m able to switch off all Contactless transactions? I wondered what happens to those that are offline, or are all Contactless transaction forced online?

I’m just wondering if I try and use my Card in a car parking terminal with no pin pan… will be card work as I don’t think the transaction can go online?

Thanks!!!


(Change Works) #2

I’m not 100% sure I fully understand what you are asking, but I’ve used Monzo prepaid and CA cards on car park contactless terminals with no problem.


#3

They are asking the impact of freezing contactless transactions on the card when lower value transactions and transactions at certain places like car parks do not go online to check


#4

Thanks, that helps.

I just wondered if freezing your card stops all transactions really, the car park terminal was just an example.

So if I lose my Card - and I freeze it, will that stop all transactions, even offline ones?


#5

That’s exactly right.


(Andre Borie) #6

Obviously it will not however Monzo will refund any fraudulent transactions so you don’t have to worry!


(Allie) #7

Monzo prefers online, but I believe it’s been hinted the current account allows offline when necessary (never seen it in action, though, as almost all terminals can go online these days). Prepaid was online-only.

Monzo is configured to go online where possible, so even low value will go online if possible (just like all Visa cards will by the end of the year).


(system) #8

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