Does this disable contactless too?
Yes it does
The answer is actually a bit more complex and Monzo is still thinking about right solution. You can read Monzo’s latest info about it here:
Since @daniel wrote that post, I haven’t seen any updates.
There are only few cases where freezing card wouldn’t work, certain exemptions like Airlines (in-flight purchases) or TFL - those merchants are okay to process card in offline mode, thus card can be potentially used after being frozen. But we are talking very low number of merchants with such privileges.
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