I don’t currently have an overdraft with Monzo, and clicking “find out about overdrafts” in the account tab tells me that Monzo can’t offer me an overdraft currently. My question - each time I click “find out about overdrafts” is some sort of soft credit check run? If not, is there any way to reques…

Good news! It took a few days, but after speaking to several COps I was able to get a new soft check of my credit report carried out. Once this was completed, I was then offered an overdraft! :tada: For anyone else in a similar position (i.e. an issue with their credit report when overdrafts were fi…

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UK Help

FlyingDutchman (Sam) 14 November 2018 13:14 21

This post seems to suggest our credit files are checked every month. Hmm.

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