If the supplying bank withdraws the account, there’s not a whole lot that Monzo (or anyone else) can do about it.
Of course it’s a moot point since we don’t know any details of how the withdrawal happened but I can’t imagine any of the third parties would really want the hassle of having historic deals hanging about for existing customers. It sounds…messy.
But I’m still an account holder right? Say In a scenario I had 4 Investec pots and closed 1. I still have 3 active ones. I don’t care particularly for the product since the rate is poor but I don’t understand the mechanics. Until I’m prevented from using the 3 I have, e.g. , it doesn’t make much sense to me to not be allowed to create more. The funds wherever they go (car, rainy day, …) still aggregate to the same value. That’s the point I was trying to make.
I understand what you’re saying but I believe Monzo don’t want you to use Investec anymore and as a courtesy they’re simply allowing you to keep your existing pots but not create anymore. This is probably in an effort to phase them out completely.
As mentioned earlier Investec offer 1% interest whereas the others offer up to 1.63%.
The issue here is that you can’t see any of these newer pots otherwise I’m sure you’d be putting your extra money into those instead of the lesser Investec ones. Pop the question into support within the app and I’m sure they’ll help you find out the cause 
I get you.
My ideal would be multiple ‘pots’ overlaid on a single savings ‘pot’ with a third party - one external investment broken up for my eyes only into multiple bits and pieces. You’re right, that’s fully in Monzo’s control and Investec wouldn’t know.
I had a discussion about it two or three years ago and, at the time, it was one of those things that they said they’d love to do but well off in the future. As ever, the level of complexity would have delayed the initial launch too far.
Now that I’ve remembered all this, it’s totally doable but I’m not surprised it hasn’t happened yet.
On the joint account, do you get instant notifications from both your own and your partners transactions, and if so is there an option to toggle between the options?
Cheers
You get notifications for any activity, so my phone goes off when my wife buys lunch. Not sure you can toggle this on/off.
Ok. Thanks 
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