Same for anyone else ? Money only came in today and already spent £100 !
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Yea horrendously.
Also doesn’t help that is is my daughters birthday next week and she’s having her first ever birthday party on Saturday.
However, I do try to plan early for Christmas and have everything done by beginning of December. Start planning and buying things in September.
This year, I’m aiming to build a Christmas pot and added maybe £20-£40 to it every month so that between my wife and I we should have enough comfortably without having to stress about it.
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Same - have a regular saver set up (not with Monzo 
) @ 5%, starting in Nov 18 to pay out in Nov 19 which should cover Christmas expenses
Also have nephew’s, mother-in-law’s, wife’s and mother’s birthday all in Dec! Nightmare - foward planning is essential!
Now that is a lot of saving up to do for one month!!
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That’s a good idea, I might do that next year!
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I’ve been threatening to do this for years so, thanks to this thread, I’ve made a quick pot and scheduled £10 a week ongoing.
I’m sick of the stress that comes with Christmas spending and hopefully that will be the end of it!
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It will be even better when you can lock it!!