Does Monzo offer a joint account?

[duncang (Duncan)]

So, I’m going to answer you twice. Firstly, if you remember I said above:

@duncang

you tend to be more of a catholic than the pope himself when it comes to Monzo

I find it quite frustrating to try to debate with you on here because almost every answer you give feels like I’m getting MONZO KNOWS BEST. To wit:

@alexs

Do [sic] know what else needs to be in place in order for Monzo to build the feature?

MONZO KNOWS BEST

@alexs

Do you know their priorities (no it’s not as simple as what’s requested most gets built first)?

MONZO KNOWS BEST

@alexs

My point is, we have nowhere near enough information to judge which feature should be prioritised over others.

MONZO KNOWS BEST

@alexs

to second guess their decision on this, without that knowledge, makes no sense to me.

MONZO KNOWS BEST

@alexs

You can of course but don’t be upset or surprised if it turns out your guess is wrong.

MONZO KNOWS BEST

Perhaps you can see how this approach can appear very much like stonewalling.

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Secondly, I'll engage with what little is left:

@alexs

There’s lots of threads this long about various requests, are you sure it’s the most requested feature?

From my first post on this: it has been requested over and over again here on the forums since time immemorial. But the most compelling evidence can be found by just searching the ideas forum by post count.

As for the rest: Yes, we do know their priorities! They’re a matter of public record in their blog post and transparent roadmap. We don’t need full information of the inner workings of Monzo to have an opinion on whether their roadmap seems sensible from a user perspective. I absolutely think that it is sensible to second guess it. Monzo want feedback from their users, and that’s exactly what I am providing. And I think what Monzo don’t want is for all their engaged forum users to resign themselves to “MONZO KNOWS BEST”.