will be a great feature, it’s on it’s way, after the current accounts launch
Hey Robert, This is a really popular feature idea. Although they may not fit the mould of a conventional ‘joint account’ we will be working on features which will make it a lot easier to send, share and save money together. Bill Splitting between users for example, is one feature on our radar which we hope to introduce in coming months. The idea of linking two accounts has been discussed at length here, it might make for some interesting reading!
Hugo (Monzo’s Head of Design) has shared some more thoughts on what these might look like here -
First of all apologies for not sharing too much design stuff lately. We've been focused working on ways to optimise user on-boarding: the period that goes from the day you sign up to the waiting list to the magic moment when you get to love Mondo and use it for all your daily spending. So, as you are all already Mondo-lovers all that work doesn't really matter to you :wink:
Let's try to compensate our radio silence with a meaty and very very wordy sneak peek. This is an update tha…
& here -
Wow, thanks a lot for this feedback. We're totally building something like that at some point. Something that seduces me particularly is the idea of shared "virtual accounts", so you can have a card with your flatmates for household expenses, another one with your partner for holidays, etc. etc. It's going to be awesome
While we’re waiting, another user’s shared their work around, to replicate some of the functionality which might help?
It's a bit of a work-around, but this system works well for us. Use case : we have a joint monthly budget for all of our discretionary spend (eating out, groceries, etc), plus our own budgets for a couple of categories (clothes, cash). We both have monzo cards and wanted to be able to track all spending to the appropriate category. Our solution: Jane's card account has all the joint category budgets and we both have our own for the personal ones. Whenever I spend on something which should c…