I see a lot of talk from last year saying they are working on it but has it come into practice yet?
Yes and it works brilliantly
Wow I need to go change my picture on the blog.
But yes, we launched 3D Secure 1.0 last August and have made many major improvements to it since.
3D Secure 2.0 launches this year. Which is mainly a behind the scenes standards change but will result in improvements to how well it works when buying things in mobile apps.