One of the most useful ways Monzo has changed my spending and awareness of it is by allowing me to set pots for week 1, week 2, week 3 and week 4 (and then holding my breath from week 4 to pay day). It has really helped put into perspective my fun money and stopped me going too short at the end of the month.
The only issue is it doesn’t really play nice with the summary feature and makes the graph (even more?) useless. it would be great to be able to include some pots into my spending. Appreciate this might not be standard application of the pots though. Anyone else use it this way?