I remember when we opened our joint account at the time, they said they’d be doing this in future as you’d have a financial link with someone. We’ve had our joint account since they were first made available and I still don’t see it showing up on my credit report, only my sole Monzo account.
I love Monzo but this, along with the fact that they still only report to TransUnion is a bit disappointing.
Do accounts with no credit facilities get reported to these Agencies? (Sorry it’s an area I place little value/interest in so I don’t really know what data they process. I assumed it was just credit related data.)
Regardless, it should still show the financial link. As of now, only our mortgage shows as a financial link between us and we’ve had the joint account for a long time now. It’s where all of our bills are paid from.
Yep. It’s a shame that it’s taken so long. They did say early 2019 on here a while back and there’s just been no update at all since. Joint accounts feel like a bit of an afterthought at times too, with not even being reported at all
I’ve had a joint account with Lloyds for over five years and that’s never been on any of my credit reports, we moved to monzo a few weeks ago as it made sense for us.
Anyone else have joint accounts that show up in a credit file as such, I’d love to see where they are listed.