Discretionary and mandatory items are mixed up in the spending summary

The spending section is rather muddled, with different kinds of spending in the same category - it lacks a separation between discretionary and mandatory items.

Take Transport; you might have the tube, some Ubers, and a Zipcar. They are totally different kinds of things from a money saving perspective. One can’t very well not take the tube to work, but could perhaps cut back on the Ubers. Bills suffers similarly; Spotify and Netflix are discretionary, but rent and electricity are certainly not!

I think that the spending summary screen needs to do a better job of separating different dimensions of spending, in addition to the current categorical grouping.